Free calculator

What do you actually earn per hour worked?

Revenue divided by hours worked — not hours billed. The difference is your unpaid admin time.

The formula

Effective hourly rate = monthly revenue ÷ (hours worked per week × weeks per month)

Worked example

InputValue
Revenue per month $6,000.00
Total hours worked per week $45.00
Of those, admin and non-billable $12.00
Weeks per month $4.33
OutputValue
Hours worked per month194.8
Hours you can actually bill142.9
Unpaid hours per month52.0
Rate on billable time only$41.99
Annualised revenue$72,000.00

Things worth knowing

  • Track this for a month before quoting anyone. Most people discover their real rate is 30-40% below their billed rate.
  • The fix is rarely working more hours — it is raising the rate or cutting the admin that produces nothing.

Related

These are arithmetic tools, not financial advice. Currency symbols are for display only — the maths is currency-agnostic. Last reviewed: 2026-10-27.